أثر تغيرات معدل عائد المشاركة على الاستقرار المالي في المصارف الإسلامية : دراسة قياسية لعينة من المصارف الإسلامية السعودية و البحرينية (2007-2015)‎

Abstract EN

The Jurisprudential rule of participating in both the profits and losses « al ghurm bi al ghunm » is considered as the basis of Islamic banking, and Islamic banks have created for themselves some financing formulas based on this rule represented in the funding formulas to participate, including musharakah, mudarabah and some other funding formulas where Islamic banks use the deposited funds of the investment joint accounts, it is therek the funding decision in this banks, and according to these funding formulas based on the rate of return from investing, or what is know as a prfits and less sharing ratio (participation rate of return).

on the basis of risk with musharaka funding in islamic banks , this study comes as an attempt to illustrate the role of participation rate of return on the stability of Islamic banks, by measuring the financial stability of a sample of Saudi Islamic and bahraini banks, using the z score index.

Than We will estimate the relationship between participation rate of return and financial stability index, using panel data and the statistical program eviews 8, and thus obtain a range of results.