النظام القانوني لوسطاء التأمين بالجزائر

Abstract EN

The insurance brokers are a category of experts specialized in activating both the insurance market and the marketing process products at that time and the insurance market knew a remarkable development.

In order to make their role vital and also to spread the idea of insurance in more effective ways, one of the tasks that has been given to the brokers was directly contact customers or clients.

Dewing this period, the process of brokerage relied on two types of brokers; the insurance general agent and the insurance broker Also, in order to promote the products in a more sophisticated way, a new type of systems was introduced for the first time manly the bank or the financial institution which were considered as distributors of insurance products.

both the banks have customers who trust them and this way the banker’s customers will be gained by the insured or the policy holder.

but to be abele to represent the insurance companies, brokers had to follow strict set of rule and legal regulators.

the legislator has impored a penalty for each person practicing brokerage without obtaining accredit and hers this shows us the importance of accreditation for those who want to practise brokerage