المرابحات الإسلامية و تأثيرها على مخاطر السيولة المصرفية الإسلامية : دراسة تطبيقية في مصرفي الوطني و إيلاف الإسلامين

Abstract EN

The objective of this paper is to highlight the most important risks facing financial institutions, especially Islamic banks, resulting from the liquidity shortage in banking, namely the liquidity risk and the resulting effects, especially when exposed to suddenly withdrawals by measuring and analyzing the liquidity risks of banking and the most important means used to treatment these risks including Islamic Murabaha.

Two banks were selected, namely, the National Islamic Bank and the Islamic Bank of Elaf.

The indicators of liquidity risk were used.

The problem of research is the statement of the effect of the Islamic Murabaha instrument as a instruments of Term debt and its effects on liquidity risk mitigation.

The indicators were analyzed and tested using the F, P- value and impact tests using the R2 parameter using ANOVA.

The research concluded that there was a significant effect of the Islamic Islamic Murabaha instrument on the liquidity risk of banks, And on the basis of which the alternative hypothesis was accepted.

The paper also reached recommendations, the most important of which is to show high interest in the Islamic Islamic Murabaha instrument as it constitutes the bulk of the Islamic credit as well as its high liquidity through resale, Lack of liquidity when they are received.