ضوابط تطبيقات بيع و سلف في خطاب الضمان المصرفي
Other Title(s)
Guidelines for the application of purchase (Bay') and Loan (Salaf) in the bank letter of guarantee
Joint Authors
أوانج، عبد الباري
ابن عبد الله، محمد معز
Source
المجلة العالمية للدراسات الفقهية و الأصولية
Issue
Vol. 2, Issue 2 (31 Dec. 2018), pp.124-136, 13 p.
Publisher
Publication Date
2018-12-31
Country of Publication
Malaysia
No. of Pages
13
Main Subjects
Financial and Accounting Sciences
Islamic Studies
Topics
Abstract EN
Currently, rapid development in the Islamic finance sector is aimed to fulfill people’s needs.
Because of that, Islamic banks need to produce new products and services with combined contracts which do not confine to a single contract.
So, this research is made to identify the reasons of prohibition of the combination of purchase contract (bay') and loan contract (salaf) mentioned in a ḥadtīh.
One of these reasons is the combination of two contracts in a single transaction that has been abundantly discussed by the scholars in the past and present.
A present example of the combined contracts produced by the newly created financial transactions is “Letter of Guarantee,” where the researchers have found that this contract has been formed by combining two contracts in a single transaction, i.e., bay' and salaf.
It is, therefore, necessary to understand the mentioned ḥadīth profoundly before its application in the Islamic banks so that it does not contradict the holy Sharī'ah.
The researchers use the data collection method for collecting materials related to the subject of the study.
They also use the analytical method to analyze the aḥādīth related to the topic, and then investigate the legitimacy of the application of bay' and salaf in the “Letter of Guarantee,” and its juristic adaptation (takyīf fiqhī).
An important finding of this research is that the application of bay' and salaf in the “Letter of Guarantee” is permitted, as long as the higher objectives of SharīÑah are considered in it, and there is no involvement with the prohibited things.
American Psychological Association (APA)
ابن عبد الله، محمد معز وأوانج، عبد الباري. 2018. ضوابط تطبيقات بيع و سلف في خطاب الضمان المصرفي. المجلة العالمية للدراسات الفقهية و الأصولية،مج. 2، ع. 2، ص ص. 124-136.
https://search.emarefa.net/detail/BIM-906519
Modern Language Association (MLA)
ابن عبد الله، محمد معز وأوانج، عبد الباري. ضوابط تطبيقات بيع و سلف في خطاب الضمان المصرفي. المجلة العالمية للدراسات الفقهية و الأصولية مج. 2، ع. 2 (كانون الأول 2018)، ص ص. 124-136.
https://search.emarefa.net/detail/BIM-906519
American Medical Association (AMA)
ابن عبد الله، محمد معز وأوانج، عبد الباري. ضوابط تطبيقات بيع و سلف في خطاب الضمان المصرفي. المجلة العالمية للدراسات الفقهية و الأصولية. 2018. مج. 2، ع. 2، ص ص. 124-136.
https://search.emarefa.net/detail/BIM-906519
Data Type
Journal Articles
Language
Arabic
Notes
يتضمن هوامش : ص. 136
Record ID
BIM-906519