المسؤولية العقدية للحامل عن الاستخدام غير المشروع لبطاقة الدفع الإكتروني: بطاقة الذهبية لبريد الجزائر نموذجا

Abstract EN

The emergence of the Internet and the accompanying amazing developments and their penetration into various areas of life led to the development of many means of electronic payment to meet the needs of individuals and society in this digital environment, and the Algerian state through the "Postal Foundation", these developments have been recently introduced and the "Golden", which enables the holder to withdraw funds and transfer them and pay bills and payment of purchases from stores and trade sites Electronic and other operations.

Getting a "gold" card requires a contract between the carrier and Algeria Post.

This contract imposes a set of obligations on the cardholder Mainly by using it in a legitimate manner by respecting the personal character of the card and directed for personal use only, and also undertakes to fulfill and some contracts of a financial nature when the various operations are completed، As well as his obligation to preserve the card and its secret number to prevent the illegal use of third parties and to inform Algeria Post if this occurs.

Therefore, the use of the card holder illegally Its liability towards Algeria Post is based on a breach of a contractual obligation