نحو نموذج للتنبؤ بتعثر الشركات المقترضة من البنوك التجارية العاملة في الجزائر : حالة البنك الوطني الجزائري، بنك الجزائر الخليج، بنك Natixis

Abstract EN

The purpose of this paper is to build a model for predicting the failure of borrowing corporations from commercial banks in Algeria.

The data used in this study is 17 financial ratio obtained from the financial statements of the sample (35 corporates during the period 2006-2015).

The sample is based on 12 failed companies and 23 non failed companies, by using the Discriminant Analysis method, we have built a model for predicting failure consists of 13 variables, this model have made a correct prediction rate amounts to 71.43 percent.