أثر خصائص القروض الائتمانية على خطورة عدم السداد في شركات التمويل الأردنية
Other Title(s)
The impact of credit loan characteristics on default risk at Jordanian finance companies
Dissertant
Thesis advisor
University
Amman Arab University
Faculty
College of Business
Department
Department of Finance
University Country
Jordan
Degree
Master
Degree Date
2019
English Abstract
The purpose of this study is to determine the impact of credit characteristics on the risk of default in the Jordanian finance companies.
Between the independent variables and the dependent variable, the simple regression equation determines the impact of each individual variable on the dependent variable as well as the multiple regression equation and variance analysis.
The characteristics of credit loans were measured by five variables (repayment capacity, willingness to repay, capital and economic conditions, represented by the nature of the borrower's activity and collateral).
The results of the study showed that there is a statistically significant impact at the level of (α = 0.05) of the characteristics of credit loans with their variables combined on the dependent variable represented by the risk of default.
And the absence of a statistically significant impact of the capacity to pay on the dependent variable of the risk of default.
The results of the study showed a statistically significant impact of the characteristics of credit loans as measured by the variable desire to repay on the dependent variable risk of default.
The economic conditions represented by the nature of the borrower's activity on the dependent variable represented by the risk of default.
collateral variable on the dependent variable of the seriousness of default.
Based on the results of the study, several recommendations were made, including : The necessity of financing companies to ensure the capacity of borrowers to repay using methods and methods other than collateral provided, as well as obtaining information on the solvency of third-party borrowers and not content with the information provided by them, The borrower's income as collateral to repay the loan, especially in cases of low income, and tightening control to avoid problems and not to give loans and complacency with friends and relatives.
Main Subjects
Financial and Accounting Sciences
Topics
No. of Pages
95
Table of Contents
فهرس المحتويات / الموضوعات.
الملخص / المستخلص.
المستخلص باللغة الإنجليزية.
الفصل الأول : الإطار العام للدراسة.
الفصل الثاني : الإطار النظري و الدراسات السابقة.
الفصل الثالث : منهجية الدراسة.
الفصل الرابع : نتائج التحليل الإحصائي و اختبار الفرضيات.
الفصل الخامس : النتائج و التوصيات.
قائمة المراجع.
American Psychological Association (APA)
الزعبي، علي جمال علي. (2019). أثر خصائص القروض الائتمانية على خطورة عدم السداد في شركات التمويل الأردنية. (أطروحة ماجستير). جامعة عمان العربية, الأردن
https://search.emarefa.net/detail/BIM-942572
Modern Language Association (MLA)
الزعبي، علي جمال علي. أثر خصائص القروض الائتمانية على خطورة عدم السداد في شركات التمويل الأردنية. (أطروحة ماجستير). جامعة عمان العربية. (2019).
https://search.emarefa.net/detail/BIM-942572
American Medical Association (AMA)
الزعبي، علي جمال علي. (2019). أثر خصائص القروض الائتمانية على خطورة عدم السداد في شركات التمويل الأردنية. (أطروحة ماجستير). جامعة عمان العربية, الأردن
https://search.emarefa.net/detail/BIM-942572
Language
Arabic
Data Type
Arab Theses
Record ID
BIM-942572