استخدام أدوات التحليل المالي كآلية للتنبؤ بالمخاطر الائتمانية للمؤسسات الاقتصادية في البنوك الجزائرية : دراسة حالة على مستوى بنك سوسيتي جنرال الجزائر (وكالة برج بوعريريج)‎

Abstract EN

This study aims at clarifying the importance of the use of financial analysis tools by Algerian commercial banks in predicting the credit risk of economic institutions.

The banking industry is based on risk.

Without risk, profits are less.

The higher the risk, the greater the profit ; Hence the importance of discovering the risks that surround banking, especially credit risks, not to avoid them but to work to contain them and manage them properly to achieve the Bank's objectives.

The study concluded that the use of financial analysis tools, despite their introduction, helps banks to predict credit risk.