انتشار صناعة التأمين التكافلي و تطورها في الجزائر

Abstract EN

Insurance aims to achieve an important and growing role in various economic and social activities, so that it has become an activity that cannot be dispensed with both organizations or individuals , but some dealers take in view of the existing practices of insurance companies that they are contrary to their religious beliefs, which is not possible to accept the deal, and here appeared to think the establishment of insurance companies take into account the considerations of Islamic law (Islamic Sharia law ) , where committed to the exercise of the insurance activity including not contrary to arbitrate moral regulations and to respond to the gaps in the insurance market.

symbiotic insurance companies started (Islamic) to appear in the early 1970s in the Kingdom of Saudi Arabia, the Sudan, the Middle East and the Far East, which is based on the basis of solidarity and cooperation and to try to avoid taboos legitimate commercial insurance (traditional), as it was Algeria's share of the industry with the establishment of safety Insurance Company in accordance with Executive Decree No.

13/09 dated 11/01/2009, to be enhanced in the future other companies.