اتفاقية بازل 03 و إدارة المخاطر في البنوك الإسلامية : بنك نيجارا ماليزيا

Abstract EN

In December 2010, as a consequence of the global financial crisis, the basel committee on banking supervision suggested a new set of reform measures to strengthen the regulatory regime for the banking sector, known as basel III.

Another consequence of the global financial crisis is the rapid growth of a specific banking system based on the principles non-interestbearing deposit accounts and profit-sharing investment contracts, also known as Islamic banking.

This paper theoretically examines the elements of Basel III regulations, and highlights the opportunities and challenges posed by new rules on Islamic banks in general and Malaysian Islamic banks in particular.This study finds that the readiness of liquidity coverage ratio (LCR) system implementation in the malaysian Islamic banks is currently low because there is a huge gap between the present system infrastructure of the banks and the LCR model requirements as defined by Bank Negara Malaysia under Basel 03 .