تحليل و تقييم نظام الملاءة المالية لشركات التأمين في الجزائر على ضوء الإصلاحات المحلية و الدولية

Abstract EN

this paper aims to analyse and evaluate the solvency system of insurance companies in Algeria in the light of local reforms and international solvency indicators.

the study concluded with a number of important results, most notably that most of the insurance companies in Algeria find it difficult to cover their legal obligations with the values of the state which are characterized by security (50% minimum), As that the solvency system of insurance companies in Algeria is still based on accounting rules and is therefore nearer to the solvency system I, which is not fully in line with the solvency system II, which is based on risk-based capital standards.