أشكال شركات التأمين في الجزائر

Abstract EN

The insurance companies has been developed over time according to the requirements of individuals and institutions requesting protection and safety in order to avoid or minimize the losses that may be incurred as a result of the realization of the insured risks.

In line with the development in the classification of risks and types of insurance and the management of its distinctive activity and subject to the control of the Authority and its supervisory bodies as a result of the privacy of this sector.

The research on the forms and organization of insurance companies is part of the regulation of the insurance market or sector in Algeria.

The Algerian insurance market has gone through several stages since independence in 1962 to this day، and has achieved tremendous development، especially since 1995، where new occupations have emerged.

Insurance brokerage profession، as well as accredited agents.

Even foreign companies have the ability to operate in the Algerian insurance market by establishing a local insurance company.

In conclusion، it can be said that the producers of commercial insurance in Algeria are two types of insurance companies (Article 215 of Ordinance 95-07 is supplemented and amended by Article 34 of Law 06-04: Insurance Stock Companies and Mutual Insurance Companies).