Islamic Studies and Arabic Language

Question: Can I invest in premium bonds ?The Al-Qalam Shariah scholars panel is respectfully requested to advise on the Islamic position regarding premium bonds. Are they a suitable way for Muslims to invest ?.

Subjects: Bonds; Investments

By: Nahar, Lutfun; Sarker, Satyajit D.; Akkol, Esra Küpeli…[et al.]. Advances in Pharmacological Sciences. No. 2012 (2012), pp.1-7, 7 p.

Source: Annual report : auditor’s report and audited financial statements of first security Islami Bank Limited for the year ender 31 December 2011.

Subjects: Islamic jurisprudence; Accounting; Auditing; Commercial law; Right to property

Question: [Question One] :Assalaamu Alaykum and Ramadan Mubarak.Another clarification regarding the agricultural investment.If we took investors capital for a period of 10 years, paying dividends on an annual basis (based on profitability), at the end of the 10 year period how ....

Question: Can you assist with the following ?Funding the farm-The Society has 50 acres of farm land but has no money for the project, cannot sublet the farm, has to pay an annual lease to the Government, has to establish a ....

Auditors Inc: Hoda Vasi Chowdhury and Co. (Dhaka, Bangladesh)
Source: Annual report 2011.

Subjects: Islamic jurisprudence; Accounting; Commercial law; Profits; Right to property

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Subjects: Fatwas; Time management

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Subjects: Customers; Employers; Islamic jurisprudence; Time

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Subjects: Customer services; Islamic jurisprudence; Prayers

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Subjects: Automobiles; Financing; Islamic jurisprudence; Purchasing; Resale on profit

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Subjects: Bank accounts; Bank deposits; Islamic jurisprudence

Question: The fatwa and sharia supervisory board of RAKBANK-AMAL("Sharia Board") has reviewed the underlying sharia structure and documentation in respect of the Amal Wakala investment deposit, offered to its customers by RAKBANK-AMAL and hereby issues the sharia pronouncement / fatwa considering ....

Subjects: Agency (Law); Bank deposits; Investments; Islamic jurisprudence

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Subjects: Financing; Housing; Islamic jurisprudence; Purchasing; Real property

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Subjects: Credit cards; Financing; Islamic jurisprudence

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Subjects: Financing; Foundations of Islamic jurisprudence; Islamic jurisprudence; Resale on profit; ٌLeasing

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Subjects: Contracts; Financing; Forward buying; Islamic jurisprudence; Sales

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Subjects: Commercial finance companies; Financial transactions; Islamic jurisprudence; Profits; Speculation

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Subjects: Islamic Banks; al-Qard al-Hasan

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Subjects: Business; Financing; Forward buying; Islamic jurisprudence

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Subjects: Confidence; Islamic jurisprudence; Waqf

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Subjects: Alms tax; Islamic jurisprudence; Orphanages; Orphans; Payments

By: Balaki, Samirah Salih Ahmad. Master; Salahaddin University-Hawler; 2012

Subjects: Education; Iraq; Irbid; Learning; Second language learning

By: Ali, Ali Hassan. Master; Salahaddin University-Hawler; 2012

Subjects: Twentieth century; Children; Death; Literature; United Kingdom

Question: As salaam Alaykum. I live and work in the U.S. I recently entered into a verbal business agreement with a person from India. This person from India had provided some consulting services and made about $ 5000 for his services. ....

Subjects: Islamic jurisprudence; Partnerships; Treaties

Question: Assalamu Alaykum dear Sheikh. Jazakum Allah Khair for taking time to help us out with our finance related Shari`ah questions.1. I am currently with guidance residential ; a Shari`ah based home financing company for my home payments. I read the ....

Subjects: Investments; Islamic jurisprudence; Mutual funds; Pensions

Question: As-Salamu `Alaykum. We are vacating the house where we stayed for rent, as our house owner is going to demolish the whole building to construct shopping complex. According to rent agreement when we are vacating we should get the house ....

Subjects: Debt repayment; Islamic jurisprudence; Rent

Question: Assalamu `Alaykum. I want to know about fatwa's that talk about buying a property on mortgage in western countries. Can you, please, guide me in that regard ? JAK, Wassalam..

Subjects: Islamic jurisprudence; Purchasing; Real property; Subprime mortgage

Question: Ijarah Canada is offering Islamic mortgages. The bank / lender first approves the buyer. After signing interest documents of the bank, the buyer sends the agreement to Ijarah who then convert it to a Shari`ah compliant contract. Is this permissible ....

Subjects: Islamic jurisprudence; Loans; ٌLeasing

Question: My brother has a job and has a car which is given by the company. He has no land or house, living in a rented house with his wife and son. He took some money from my uncle and is ....

Subjects: Alms tax; Islamic jurisprudence

Question: Is it permissible for me to work in a place that sells beer / wine ? I don't deal with it nor do I serve it..

Subjects: Alcoholic beverages; Islamic jurisprudence; Specialty stores

Question: As-Salamu `Alaykum. Please, read below the Ijara Canada’s home mortgage module and advice if it is permissible.Ijara’s model is Ijarah Wa Iqtina, the property is owned by a single asset trust, you are the beneficiary of the Trust and your ....

Subjects: Islamic jurisprudence; Ownership; ٌLeasing

Question: My husband owns a few homes that he owns and rents out. He has a mortgage on all these houses and writes off the interest at the end of the year. So, it's not accounted for. Is the interest still considered Haram ?.

Subjects: Islamic jurisprudence; Subprime mortgage; Usury; ٌLeasing

Question: I want to know if buying a home through Ijarah loans is Halal. Their methods are explained in the following website www.ijaraloans.com http://www.ijaraloans.com/.

Subjects: Islamic jurisprudence; Loans; ٌLeasing

Question: I have an RRSP (registered retirement saving plan), an RESP (registered education saving plan) a tax free saving plan and a saving account. All of them are secure investments with CIBC for a fixed interest rate because I don’t want ....

Subjects: Investments; Islamic jurisprudence; Taxes; Usury

Question: Could you, please, help let me know if it is Haram to contract a life insurance and critical illness insurance plans ? I am a member of a professional association that offers it to its members and I was thinking about having those plans..

Subjects: Health insurance; Islamic jurisprudence

Question: Riba-based bank (there is no Islamic bank here) owns a house (foreclosure). I go to the bank and say that I want to buy the house and I will pay 20 % of the price. The bank says that it ....

Subjects: Islamic jurisprudence; Purchasing; Subprime mortgage

Question: Is Ijarah to own house financing permitted in Islam or not ? The Ijarah to own people will purchase the house and then will sell it to the lessee over period of time 5-10 years. Basically the lessee will pay ....

Subjects: Financing; Islamic jurisprudence; ٌLeasing

Question: I have a regular bank account in Canada and the bank gives me interest automatically. I love money, and the amount is a lot for me. Is the interest that is given to me by the bank Haram for me ....

Subjects: Islamic jurisprudence; Usury

Question: Is it ok to get mortgage through www.ijaracanada.com ? Ijarah process is as below :1. Ijarah will check the credit history and based on credit score they will determine the profit rate (rent or interest).2. Ijarah gets the money from ....

Subjects: Canada; Islamic jurisprudence; Loans; ٌLeasing

Question: I had life insurance and I paid around $ 10,500 in installments. And now I have cancelled that insurance but they refunded me only $ 6200.0 instead of $ 10,500 that I paid to them, but in addition to that ....

Subjects: Islamic jurisprudence; Life insurance

Question: I am hoping to get a Shari`ah ruling or view on owning a Tim Horton cafe. Is it Haram to own this chain store ? I only ask because it serves sausage and bacon on its breakfast menu. I have ....

Subjects: Islamic jurisprudence; Meat; Sales; Swine

Question: I went to a car dealer and I wanted to buy a car with 0 % financing but the dealer said since the car I want can't go with 0 % financing, they will finance the car and will pay ....

Subjects: Automobiles; Islamic jurisprudence; Purchasing; Usury

Question: I want to buy a house in Canada and I want to know if buying a house by involving the banks is allowed or not (using Riba). Please, what's the Canadian's Fatwa regarding this matter ?.

Subjects: Canada; Dwellings; Financing; Islamic jurisprudence; Purchasing

Question: Buying and selling of shares or mutual funds, is it allowed in Islam ?.

Subjects: Mutual funds

Auditors Inc: Ernst and Young al-Aiban, al-Osaimi and Partners (Kuwait); Baker Tilly Kuwait (Kuwait)
Source: Annual report 2011.

Subjects: Accountants; Annual reports; Auditing; Islamic jurisprudence; Kuwait

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Subjects: Banks; Interest rates; Islamic jurisprudence

Auditors Inc: KPMG Audit Plc (London, United Kingdom)
Source: Annual report and financial statement for the year ended 31 December 2011.

Subjects: Accounting; Auditing; Financial statements; Islamic jurisprudence; Social responsibility

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Subjects: Debt repayment; Debtor and creditor; Islamic jurisprudence; Loans

Auditors Inc: Ernst and Young A. Qasem and Co. (Dhaka, Bangladesh); Acnabin (Dhaka, Bangladesh)
Source: Annual report 2011.

Subjects: Islamic jurisprudence; Banks; Commercial law; Law; Profits

By: Singh, Surya Prakash; Islam, Ashraful. Advances in OptoElectronics. No. 2012 (2012), pp.1-1, 1 p.