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Fatawa

[Finding investors]

Question: As-Salam `Alaykum.My name is Ibrahim. I converted to Islam 10 years ago, Masha Allah. I presently live in Bathurst New Brunswick, Canada. I am seeking a Muslim partner or investor to invest in the purchase of a vegetable nursery growing ....

Subjects: Islamic jurisprudence; Stockholders

Laws

Issue of sukuk regulations 2012 Pakistan.

Donor award: Pakistan. Securities and Exchange Commission of Pakistan

Subjects: Banks; Commercial law; Islam; Islamic jurisprudence; Law

Fatawa

Insurance compensation

Question: I was involved in a car accident a few years back and following the accident I claimed compensation from the accident. The doctor assessed me and sent a report to the judge (here in the UK) where I was awarded ....

Subjects: Accidents; Compensation (Law); Insurance; Islamic jurisprudence; Vehicles

Fatawa

Is it permissible to work as a tax compliance and transfer pricing accountant or in the finance department of an insurance company ?

Question: -.

Subjects: Accountants; Finance; Islamic jurisprudence; Management; Taxes

Fatawa

Musharakah, Mudarabah : share in business with fixed monthly payment

Question: Respected doctorI would like to get answer for the followingI have a small business running in UAE and going with profit.During our partition at home, my elder brother wants to invest his portion of the money to my business and ....

Subjects: Business; Islamic jurisprudence; Partnerships

Fatawa

Hajj, Umrah, Ibadah, fasting, kindness to parents : is paying Kaffarah enough or do we have to make up the fasting days ?

Question: Alsalammo AlaykumMy wife had to break her in Ramadan for 2 years in a roll for being pregnant and breast feeding, she's not sure how many total days did she miss, so first if I pay Kaffarah for her is ....

Subjects: Expiations; Fasting

Fatawa

Islamic banks more expensive than conventional banks : Islamic car finance is more expensive than conventional car loan

Question: Dear Dr. Kahf,Assalamu Alaykum. I hope you are doing well. I have a question for you, if you don't mind :My friend and I were talking about borrowing money from Islamic banks. He told me that the last time he ....

Subjects: Financing; Islam; Islamic jurisprudence; Loans; Purchasing

Fatawa

Car financing by Islamic banks and the issues of title : holding the title in car finance

Question: It is worth noting that the Islamic bank will hold the title to the car and it will not be mine until the loan is fully paid while the car will be mine on the first day when I deal with a conventional bank.

Subjects: Financing; Islam; Islamic jurisprudence; Loans; Purchasing

Auditing Reports

Independent auditors’ report : to the members of Hong Leong Islamic Bank Berhad 2012

Auditors Inc: PricewaterhouseCoopers (Kuala Lumpur, Malaysia)
Source: Annual report 2012.

Subjects: Accountants; Accounting; Auditing; Islamic jurisprudence; Right to property

Fatawa

The 1st ethical Zakah guide mentions Zakah cannot be given to one’s spouse. However this Hadith appears to indicate giving Zakah to one’s spouse is permissible. Please can you clarify

Question: -.

Subjects: Alms tax; Charity; Ethics; Husbands; Poor

Fatawa

If a student has an unpaid education related loan, can his parents use their Zakah money to pay off the loan ?

Question: -.

Subjects: Alms tax; Loans; Money; Payments; Students

Fatawa

Please could you comment on the permissibility of a final salary pension scheme ?

Question: -.

Subjects: Employers; Islamic jurisprudence; Pensions

Fatawa

What is the ruling on binary options trading ?

Question: -.

Subjects: Contracts; Islamic jurisprudence; Options (Finance)

Fatawa

Is there an Islamic way where you can guarantee percentage of profitability for the investor ?

Question: -.

Subjects: Hedge (Finance); Islamic jurisprudence; Profits; Stockholders

Fatawa

Bankruptcy, business dispute : defaulting invoices because of investors withdrawal

Question: [Question One] :Dear Amo Monzer,In Sha Allah you are well and in the best of conditions-it has been a while since we have last talked.I have a very simple and brief query :I have been managing director of two startups ....

Subjects: Investments; Islamic jurisprudence; Stockholders

Statistical Reports

Table 19-9, Investment companies operating in accordance with the provisions of the Islamic Sharia : contra accounts.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 33, no. 8 (Aug. 2012), pp.46-47, 2 p.

Subjects: Islamic jurisprudence; Mutual funds; Accounting; Kuwait; Statistics

Statistical Reports

Table 19-6, Investment companies operating in accordance with the provisions of the Islamic Sharia : foreign assets and liabilities.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 33, no. 8 (Aug. 2012), pp.41-41, 1 p.

Subjects: Islamic jurisprudence; Debts; Inventories; Kuwait; Statistics

Statistical Reports

Table 19-5, Investment companies operating in accordance with the provisions of the Islamic Sharia : liabilities.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 33, no. 8 (Aug. 2012), pp.40-40, 1 p.

Subjects: Islamic jurisprudence; Mutual funds; Debts; Kuwait; Statistics

Statistical Reports

Table 19-4, Investment companies operating in accordance with the provisions of the Islamic Sharia : assets.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 33, no. 8 (Aug. 2012), pp.39-39, 1 p.

Subjects: Islamic jurisprudence; Mutual funds; Inventories; Kuwait; Statistics

Journal Articles

Reality of and ruling on student loans in the United States of America : Part (1)‎

By: al-Qudah, Man Khalid. Global Islamic Economics Magazine. No. 3 (Aug. 2012), pp.6-10, 5 p.

Subjects: Loans; Students; United States

Fatawa

Providence funds and retirement accounts : providence fund in Malaysia

Question: Salam Dr Monzer, hope Allah bless you. I need to ask you few questions1. Allah said in surah rum : 39 : (And whatever you give for interest to increase within the wealth of people will not increase with Allah) ....

Subjects: Islamic jurisprudence; Malaysia; Savings

Fatawa

If I invest in a partnership with other parties, do I need to verify whether their source of finance is Halal ?

Question: -.

Subjects: Financing; Partnerships

Fatawa

Is it permissible to sell land at a profit knowing it will be used for burial purposes of Muslims or non-Muslims ?

Question: -.

Subjects: Dhimmies; Islamic jurisprudence; Muslims; Profits; Sales

Fatawa

[Non-Halal food served to non-Muslim]

Question: My family is not Muslim. Is it permissible for me to serve them Haram meat or food ? What if my family comes to my house and they bring pork with them because they want to eat it instead of ....

Subjects: Food; Islamic jurisprudence

Fatawa

[Gift from father whose income is Haram]

Question: Asalamu Alaykum I have two short questions :My father’s income is 100 % Haram, he bought me and my sister each a house, can I accept this house ? Can I rent it out will the rent be Halal for me ? Thanks..

Subjects: Endowments

Fatawa

[Will the earnings be Halal or Haram based on the fact that I lied about my A-levels]

Question: Salaams. My question is regarding a graduate job that I am offered. I met all the requirements of the job that is BSc and O-levels except for one that is of A-levels in which one should have a specific grade ....

Subjects: Labour

Fatawa

[Giving Zakah to an Islamic school or a Masjid]

Question: As-Salamu Alaykum. Is it permissible to give my Zakah to any Islamic school or to my Masjid for their expenses such as rent, utilities, renovation etc. ? Jazaka Allah Khair..

Subjects: Alms tax; Islamic jurisprudence

Fatawa

[Creating a 401K account for retirement]

Question: Aslam. I have question about 401 K, is it allowed to invest in it for retirement ? Thank You..

Subjects: Pensions

Fatawa

Buying properties on interest loans : car financing

Question: Assalamu Alaikum.A belated Eid Mubarak to you. I hope that InShaAllah you are doing well. I would like to know regarding car financing. I am currently in need of a reliable minivan (with 3 young kids) but don’t have much ....

Subjects: Automobiles; Financing; Islamic jurisprudence; Usury

Fatawa

Bankruptcy, business dispute : [failure to pay student loan]

Question: Dear Dr. Monzer, As-Salamu Alaykum Wa Rahmatu Allah wabarakatuFirst of all, Eid Mubarak and may Allah accept from you and us all good deeds. Below is a financial question that I received from a member in my community. Hisham Canada ....

Subjects: Debt repayment; Debts; Education; Islamic jurisprudence; Students

Fatawa

I have ceased trading temporarily due to education, however will resume upon completion, do I have to pay Zakah on the remaining stock even though I am not going to be selling it soon ?

Question: -.

Subjects: Alms tax; Islamic jurisprudence; Stocks

Fatawa

Do I have to pay Zakah on a personal loan I have lent to my brothers ?

Question: -.

Subjects: Alms tax; Debts; Islamic jurisprudence; Loans

Fatawa

As a foreign student in the UK, my government estimates living expenses and deposits the money in my account, is this liable for Zakah even though it’s living expenses ?

Question: -.

Subjects: Alms tax; Cost of living; Islamic jurisprudence

Fatawa

Providence funds and retirement accounts : received interest in providence fund

Question: Assalamu Alaykum,I would be thankful I you could guide me.In my previous company every month certain amount is deducted as provided fund and the amount is accumulated in the state provident fund office. Now I received my four years of ....

Subjects: Islamic jurisprudence; Savings; Usury

Fatawa

Providence funds and retirement accounts : loan from my retirement account

Question: Dear Dr Monzer,Thank you very much for your visit and workshop in Cincinnati early in Ramadan. Those who attended were very appreciative of your contributions and thankful to your insight.I have a quick question for you and would appreciate your ....

Subjects: Islamic jurisprudence; Pensions; Savings; Usury

Fatawa

If you had the intention to give Zakah to a specific eligible individual, but when disbursing the money some weeks later you did not have a specific Zakah intention, is this valid ?

Question: -.

Subjects: Alms tax; Alms tax bestowments; Islamic jurisprudence; al-Niyyah (Islam)

Fatawa

Buying properties on interest loans : option to pay or avoid interest in car purchase

Question: [Question one] :Dear Br. Monzer,I have found an offer called 50 / 50 :-50 % of the car value paid upfront-Remaining 50 % paid after 12 or 24 months-If one stays within the agreed timeframe no interest is charged ....

Subjects: Automobiles; Islamic jurisprudence; Payments; Purchasing; Usury

Fatawa

If I become owner of the Nisab, can I pay my Zakah to an eligible individual who requires it on a monthly basis as opposed to a one-off payment on my Zakah anniversary ?

Question: -.

Subjects: Alms tax; Islamic jurisprudence; Payments; Rent

Fatawa

Is it permissible to open a current account with a bank which offers cash back on household bills ?

Question: -.

Subjects: Accounts current; Islamic jurisprudence; Money

Fatawa

Is it permissible to open a current account with a bank which offers cash back on household bills ?

Question: -.

Subjects: Banks; Financial transactions; Interest; Islamic jurisprudence; Usury

Fatawa

Loan service fees, late payment fees, collection fees : loans with processing fees

Question: فضيلة الشيخ المكرم الأستاذ الدكتور منذر قحفالسلام عليكم و رحمة الله و بركاتهأسأل الله أن يتقبل منا و منكم الصيام و القيام، و أرجو أن تكون في تمام الصحة و العافية، فضيلة الشيخ وجه إلي سؤال حول مسألة فيما إذا ....

Subjects: Installment sales; Islamic jurisprudence; Loans; Usury

Fatawa

If the product purchased is not as advertised and eBay give me a refund due to the seller not responding, what do I do with the product ?

Question: -.

Subjects: Advertising; Islamic jurisprudence; Products; Purchasing; Vendors and purchasers

Fatawa

International trade and other sales : selling goods for a higher price in case of deferred payment

Question: Salam Alaykum Dr. Kahf, Ramadan Mubarak. I've really enjoyed the last time you visited us here in the Netherlands at Leiden University and hope you will visit us soon again In Sha Allah.I've had a discussion with a brother on ....

Subjects: Commodities; Forward buying; Payments; Prices

Statistical Reports

Table 19-9, Investment companies operating in accordance with the provisions of the Islamic Sharia : contra accounts.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 33, no. 7 (Jul. 2012), pp.46-47, 2 p.

Subjects: Islamic jurisprudence; Mutual funds; Accounting; Kuwait; Statistics

Statistical Reports

Table 19-6, Investment companies operating in accordance with the provisions of the Islamic Sharia : foreign assets and liabilities.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 33, no. 7 (Jul. 2012), pp.41-41, 1 p.

Subjects: Islamic jurisprudence; Debts; Inventories; Kuwait; Statistics

Statistical Reports

Table 19-5, Investment companies operating in accordance with the provisions of the Islamic Sharia : liabilities.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 33, no. 7 (Jul. 2012), pp.40-40, 1 p.

Subjects: Islamic jurisprudence; Mutual funds; Debts; Kuwait; Statistics

Statistical Reports

Table 19-4, Investment companies operating in accordance with the provisions of the Islamic Sharia : assets.

Monthly Monetary Statistics. Central Bank of Kuwait.; Economic Research Department Vol. 33, no. 7 (Jul. 2012), pp.39-39, 1 p.

Subjects: Islamic jurisprudence; Mutual funds; Inventories; Kuwait; Statistics

Fatawa

[Giving property to one's children]

Question: If someone gives a part of his money or property to his small children to save it for their future, even if the property is still in one of the parents’ custody, does he still have to pay Zakah for ....

Subjects: Alms tax; Islamic jurisprudence; Money

Fatawa

[Waiving part of debt as Zakah]

Question: As-salamu `Alaykum. I have lent in total about 300000 INR to my maternal aunts husband. They are having a hand to mouth existence, and managing to survive, but repaying the debt is going to be hard for them. My Zakah ....

Subjects: Alms tax; Gold; Islamic jurisprudence; Money; Silver

Fatawa

[Taxes in Islam]

Question: Further to your response about taxes in Islam, could you confirm if it is against the Islamic law to charge taxes other than the Zakah and as Saudi Arabia has large oil revenue they abolished taxes in 1975 as under ....

Subjects: Economic systems; Islam; Islamic jurisprudence; Islamic law; Taxes

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