الابتكار في سوق التأمين الجزائري بين الواقع و التحديات

الملخص EN

This study aims to diagnose the reality of innovation in the Algerian insurance market and the most important challenges facing it, in light of the reforms that the Algerian insurance market has witnessed.

Through this tudy, we have come to the conclusion that the insurance industry in Algeria is considered emerging and unable to compete efficiently and effectively, and is not eligible for challenges.

International competition, as the management of insurance companies in Algeria is characterized by the ence of the spirit of creativity and innovation, which requires the need to pay attention to insurance innovation by activating information and communication technology and providing products that are compatible with the needs of the insured.