المحفظة الرقمية في ميزان الفقه الإسلامي

الملخص EN

The e-wallet is considered as a new techniques and modern method for the electronic payment (e-payment), through this method available at the electronic sites such as the cell phones or internet browsers, which are providing many services for the users as well as, It helps to manage the credit cards of the clients through its connection with the e- wallet, which easing the utilization the credit cards without the need to its existing availability, so to achieve the more culture of no-cash payment.

We have utilized the comparative descriptive Inductive-Dissociative curriculums as we have followed the sayings of the Economist-scientists to identify the e-wallet, and to know their types and other services were provided by them as we have clarified the attitude of the Islamic Jurisprudence form the different transactions perspective of the e-wallets, then after this explanations of those transactions, we have defined the e-wallet with its different types and usages, it is allowed to settle the payments in the e-wallet and to exchange the domestic currency and the hard currency and vice versa, as well as it is allowed to issue an e-wallet to receive a commissions as a brokers in the exchange processes and it is allowed for the client to deposit unconditionally and to use the balance available.

As I have recommended the monetary authorities to offer many services available in the e-wallet which are most recent and to attract many clients and to enhance the daily usages and monthly, and to give a concern for the safety utilizations required when using the e- wallet.