أهمية النظام الخبير المبهم في تقدير خطر القرض : حالة بنك الفلاحة و التنمية الريفية و القرض الشعبي الجزائري

الملخص EN

Credit risk assessment is acornstone in banking industry, it is based on the determination of the probability of default and the estimation of potential future benefits or losses for credit granting.

Recently, researchers have found that fuzzy expert system perform very well for such complex and unstructured issue, In this context, The aim from this study is to highlight the growing and important role that fuzzy expert systems in credit risk assessment, a Fuzzy Expert system has been developed and applied on a sample of data of borrowers, in order to determine its ability to assess borrower's situation and compare his results with real results.

The study reached good results that allow to prove the validity and the effectiveness of fuzzy expert system in Credit risk assessment