أثر الأقساط المكتتبة و التعويضات المدفوعة والتوظيفات المالية على الملاءة المالية لشركات التأمين الجزائرية : دراسة قياسية للفترة (1998-2018)‎

الملخص EN

This study aims to identify the impact of written premiums, paid compensation and financial placements on solvency margin in Algerian insurance companies during the period (1998-2018).

Based on the ARDL methodology and using Eviews 10.

The study found a positive and significant impact of the written premiums on Solvency margin, a negative and significant effect of the paid compensation on the solvency margin, while financial placements had a weak and non-significant impact on the solvency margin.

The study recommended: the necessity of adopting an appropriate marketing policy to increase the size of the written premiums, selecting risks to reduce the amount of compensation paid and searching for the optimal combination of financial placements.

In order to strengthen the solvency margin of insurance companies and strengthen their financial positions.