The governance as a mechanism to reduce the banking default and managing the banking risks

الملخص EN

The banking sector becomes one of the more endangered sectors ,in exchange for that , the bank safety is considered as a pillar of the main pillars for the growth of economy which imposes the necessity of looking for the best ways to guarantee the proper administration of the banking risks and to avoid the financial troubles that impose the necessity of establishing international principles and rules to organize and adjust the banking workflows among which the principles of Basel Committee.Algeria made many efforts to advance the financial sector in Algeria ,in particular after the crisis that the sector was exposed and shook the clien , confidence in the Algerian banking system, nevertheless its application of principles is considered as a hard matter under the shades of environmental incompabilityin which it is active