Possible reflections of the services liberalization agreement on banks : applied study of the situation of banks operating in Sidi Bel Abbes

الملخص EN

The objective of the study is to analyze the implications of the agreement on the liberalization of financial services for Algerian banks by diagnosing and analysing the reality of the banking sector as one of the important sectors under which the agreement on the liberalization of financial services is being developed.

This is using a questionnaire survey to a sample of 60 employees in public banks located in Sidi Bel Abbes city.

We have concluded that Algeria must undertake many reforms and strategies that will enhance the efficiency of the banking sector and its development and adaptation to the requirements of liberalization, in order to benefit from the benefits of the Convention and to avoid the negative repercussions and challenges arising from the process of liberalization of the financial services trade.