The evolution of private health financing in Algeria since the beginning of the third millennium : an analytical study with a conceptual vision

الملخص EN

The research aims to monitor the evolution of private health sector expenditure in Algeria, to show the background of this evolution, and to set a model for the operation of private health financing to ensure that health care is provided for all individuals.

Based on the analytical descriptive approach, the study concluded that the source of private health sector funding in Algeria that comes from families through direct payments, can cause either financial risks when paying for private practitioner or the inability of some people to have access to health service which prevents the achievement of universal health coverage.

Therefore, this type of funding needs to be reviewed.

So, when relying on Takaful insurance as a funding source for the private health sector, this allows universal health coverage to be achieved; through risk-sharing among insurance participants and by making the health service they need available to all individuals.