الإطار القانوني لأنظمة الدفع الإلكتروني

الملخص EN

The technical development and use of the computer as well as the internet have led to a great development in financial and commercial transactions.

Indeed, this new reality has pushed financial institutions and bankers to find new electronic payment systems and find alternative payment methods that replace the traditional currency that can be used anytime and anywhere.

This is why new electronic payment systems have appeared with traditional payment systems to be in harmony with the nature of legal behavior and acts that are carried out using modern technical means.

Nevertheless, this new reality in payment and reimbursement modes has raised questions about the legal nature of these systems by adapting the arising relations between its parties and, whether they are subject to general rules, or there is a need to create others they govern.

This study deals with modern electronic payment systems developed by defining them and studying their legal nature by citing their own types.