توريق أخطار تأمينات السيارات كآلية لنقل المخاطر : دراسة حالة شركة AXA الفرنسية

الملخص EN

Securitization of insurance risks is Considered effective means of to transfer risks to financial markets, for their fragmentation on a group of investors Who aim to obtain returns.

As the risk of auto insurance has common points with the risks of natural disasters, based on its assessment and evaluation capacity, AXA launched in 2005 the securitization of the car insurance risk portfolio, This technology has achieved great success, As it has recently emerged New forms and other means of risk transfer, excluding car bonds, are represented In Derivative products For cars.