Risk Assessment of Biological Asset Mortgage Loans of China’s New Agricultural Business Entities
المؤلفون المشاركون
Zhu, Shuzhen
Chen, Yutao
Wang, Wenwen
المصدر
العدد
المجلد 2020، العدد 2020 (31 ديسمبر/كانون الأول 2020)، ص ص. 1-12، 12ص.
الناشر
Hindawi Publishing Corporation
تاريخ النشر
2020-11-26
دولة النشر
مصر
عدد الصفحات
12
التخصصات الرئيسية
الملخص EN
The large-scale proliferation of China’s new type of agricultural entities has given rise to a higher demand for funds.
Farmers have insufficient effective collateral, which makes it difficult for them to obtain sufficient loans.
Chinese financial institutions have developed a biological asset mortgage loan business to cope with this situation.
China has not considered biological mortgages but has been using real estate and asset mortgage models with strong realizability.
This innovative financial business has achieved positive results since it was attempted, but it also faces many risks.
It is very important to comprehensively and accurately consider the risk factors of biological asset mortgage loans.
Based on 1249 production and operation data samples of new agricultural entities in Zhejiang, Henan, and Shandong provinces, this study constructs an XGBoost model for empirical analysis and compares it with logical regression, support vector machine, and random forest algorithms to obtain the optimal model and feature importance value.
According to the characteristic importance value, a biological asset mortgage loan risk assessment system with 4 primary indicators and 20 secondary indicators is established, which can effectively identify the biological asset mortgage loan risk of new agricultural entities.
نمط استشهاد جمعية علماء النفس الأمريكية (APA)
Zhu, Shuzhen& Chen, Yutao& Wang, Wenwen. 2020. Risk Assessment of Biological Asset Mortgage Loans of China’s New Agricultural Business Entities. Complexity،Vol. 2020, no. 2020, pp.1-12.
https://search.emarefa.net/detail/BIM-1145005
نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)
Zhu, Shuzhen…[et al.]. Risk Assessment of Biological Asset Mortgage Loans of China’s New Agricultural Business Entities. Complexity No. 2020 (2020), pp.1-12.
https://search.emarefa.net/detail/BIM-1145005
نمط استشهاد الجمعية الطبية الأمريكية (AMA)
Zhu, Shuzhen& Chen, Yutao& Wang, Wenwen. Risk Assessment of Biological Asset Mortgage Loans of China’s New Agricultural Business Entities. Complexity. 2020. Vol. 2020, no. 2020, pp.1-12.
https://search.emarefa.net/detail/BIM-1145005
نوع البيانات
مقالات
لغة النص
الإنجليزية
الملاحظات
Includes bibliographical references
رقم السجل
BIM-1145005
قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"
أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي
تقوم هذه الخدمة بالتحقق من التشابه أو الانتحال في الأبحاث والمقالات العلمية والأطروحات الجامعية والكتب والأبحاث باللغة العربية، وتحديد درجة التشابه أو أصالة الأعمال البحثية وحماية ملكيتها الفكرية. تعرف اكثر