استشراف مسار حركة الودائع و التمويلات الإسلامية لدى بنك البركة الجزائري

الملخص EN

The paper aimed at showing the developments in the movement of deposits and Islamic finance at the level of Al Baraka Bank of Algeria during the period 2010-2015, as well as forecasting their future trends.

This is based on the models of internal interpolation, where we review the statistical analysis of available data on the variables of deposits and Islamic finance at the level of the bank, in order to identify the form in which it grows and develop, using descriptive statistical method.

In addition, we will aim to reveal the most important formulas adopted by Al Baraka Bank in its financing operations.

The results reveal a trend that is characterized by a slight fluctuation and is likely to increase in terms of deposits and financing.

This indicates that there is increasing interest in Islamic banking in Algeria, so its strong attraction is not to deal with the bank interest rate.

The study also showed that most of the financing operations of Al Baraka Bank are limited to Murabaha financing.

This is probably due to the low risk in this formula from other formulas.