التمويل البنكي للاستثمارات السياحية في ولاية بومرداس : الواقع و التحديات

الملخص EN

The increasing awareness of the role of tourism in supporting the economy and achieving social welfare has made many countries advance to find different financing mechanisms to promote tourism investments.

Moreover, the banking system is a vital link in the tourism financing chain especially in light of the week capital market and the growing budget deficit caused by the oil price collapse since 2014.

The study titled ''the reality of bank financing for the tourism sector in Boumerdes'' showed the limited bank funding for tourism investments in the region; which allowed us to suggest a set of alternative financing mechanisms, drawn from the experiences of both developed and underdeveloped countries in this field including specialized banks and investment funds, partnership between the public and private sectors, and participatory banks.

The use of these mechanisms requires an appropriate legal and legislative investment climate in order to be adopted.