التمويل الإسلامي في مواجهة تحديات التحول الرقمي و تداعيات جائحة كورونا

الملخص EN

This study aimed to highlight the impact of digitization on the Islamic finance sector, clarify its importance in the development of the banking services provided, and overcome the effects of closures due to the outbreak of the Corona pandemic (Covid-19) at the same time.

Financial technology has revolutionized the financial sector, especially with the growing use of the Internet, mobile phones and other smart devices, and the importance of this technology has increased as this pandemic spreads, allowing customers to obtain a range of banking services from their homes, relying on digital technology that saves time, expenses and preserves public health.

The study found that Islamic finance can take advantage of Shariah-compliant financial instruments through digital financial technology, but there are some difficulties limiting the development of Islamic finance, including the digital gap, difficulties with financial disclosure and Information asymmetry.