مدى مساهمة البنوك الإسلامية في تمويل المؤسسات الصغيرة و المتوسطة في الجزائر : مصرف السلام نموذجا

الملخص EN

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M3, G3, P34The conceptual framework of small and medium enterprises has been addressed through this study and with an attempt to identify the most important obstacles that prevent their development and contribute to achieving sustainable development in Algeria.

The most prominent formulas used in financing these institutions, both traditional and Islamic, have also been addressed, with reference to the case of Al Salam Bank.

As a model for financing small and medium enterprises in Algeria during the period 2011-2019, and we have also reached a set of results, the most important of which is the lack of effective mechanisms for the advancement of this category of institutions in a large number of them to continue the activity due to the lack of serious accompaniment.

These institutions are in line with religious beliefs and contribute to bringing to light many projects that rejected traditional usurious financing formulas.