مستوى الكفاءة في البنوك الإسلامية في دول الخليج خلال الفترة 2010-2018

الملخص EN

The objective of this study is to identify the differences in technical efficiency, pure efficiency and scale efficiency in Islamic banks of the Gulf countries during period 2010-2018, have been tested 15 Islamic Bank in the Gulf countries.

The study used Data Envelopment Analysis(DEA) to measure efficiency of Islamic banks.

The model used two inputs (total deposits, capital) and three outputs (total loans, income, investments).

In addition, it used Kruskal Wallis test to examine the variation in efficiency of Islamic banks.

One of the most important findings is that Islamic banks can improve their technical efficiency by 43 %, Also, Islamic banks are suffering from pure technical inefficiencies, which means that they are not materially effective in making good use of their resources.