E-management and the obstacles to its application in Algerian commercial banks: a case study on the Algerian external bank in Ghardaia

الملخص EN

This research aims to study the obstacles of applying e-management at Algerian commercial banks -case study on the external bank of Algeria in Ghardaia, conducted on a sample of 50 individuals; we presented a conceptual framework for e-management and identified the obstacles of applying e-management.

to determine the obstacles in the Algerian external bank in Ghardaia, we distributed 46 questionnaires to the workers there and used the SPSS 25 program to process the data and analyze the hypotheses of the study.

at the end, we reached the following results: there are obstacles that prevent the application of electronic management in the Algerian external bank of Ghardaia, are divided into four types namely: technical, organizational, human and financial.

this is from the viewpoint of the employees at the bank under study; we will mention it in detail in the article.