دور إعادة التأمين في تغطية التزامات شركات التأمين : دراسة حالة الشركة الجزائرية للتأمينات CAAT1 للفترة (2015-2019)‎

الملخص EN

This study aimed to clarify the role of reinsurance in covering the obligations of insurance companies towards the insured, these obligations mainly represented by the amount of compensation would paid to the insured after the risks realized.

The study based on some financial analysis tools such as the percentage of waived premiums, the percentage of reinsurance contribution in compensation, as well as the percentage of reinsurance recovery to analyze the reinsurance activity in the Algerian Insurance Company CAAT for the period (2015-2019).

The study concluded that the company assigns, on average, about 50% of the total collected premiums to reinsurers, with an average recovery rate of 48% of the compensation paid to the insured, which clarifies the role of reinsurers in covering parts of the compensation paid to the insured