دور البنوك التجارية في تمويل قطاع السكن في الجزائر

الملخص EN

Banks have an important in developing the economy of countries through the various and different service they provide.

Banks are one of the most interesting state financial institutions, which must the most efficient role in financing the market of hours.

House financing.

In Algeria seemed to be monopolized until 1994 by the National saving Bank (CNEP) that was oriented to those who used to have an account in their bank after fulfilling certain condition.

During the years 1998 and 1997.

We have entered new reforms to the system of financing house which at integrating all the banks.

Private and public.

In giving loans to families, which intend to possess a supported developmental houses these reforms, did not result into the expected ends owing to the difficulties that banks are passing through in the field of house financing.

Banks may re- set their state through developing and organizing the housing market and making the requirement and the conditions available to success the system of hypothetical financing and the financing system in general