The impact of underwriting size and retakaful on the profitability of Malaysian takaful companies : an empirical study

الملخص EN

The purpose of this paper is to investigate the impact of written contributions size and contributions ceded to reTakaful on the profitability of Takaful companies We collected the data from the financial reports of the five largest Malaysian Takaful insurance companies for the period 2017-2019.

Panel data models, were used to estimate the relationship between return on policyholders' assets as a proxy of Takaful insurance company profitability and each of the variable underwriting size and reTakaful The regression results indicate that there is: - Negative impact of written contributions size on the profitability of Takaful companies; Positive impact of contributions ceded to reTakaful on the profitability of Takaful companies.