أثر عوامل التغير في قيمة النقود على كفاءة الأداء المالي للبنوك التجارية بالجزائر خلال الفترة (2010–2019)‎

الملخص EN

The study aims to measure the impact of the variation in the value of the currency on the efficiency of the financial performance of Algerian commercial banks during the period (2010-2019), using models (Panel Data), where the study sample consisted of 16 banks.

the effectiveness of banks' financial performance is expressed through three indicators: profitability indicators (return on equity and rate of return on assets) in addition to risk indicators (adequacy of equity, quality of assets) and the liquidity management indicator as dependent variables.

the independent variables were the real interest rate and the inflation rate.

thus, five models were estimated in the study.

it was concluded that there is an impact of the variation in the value of the currency on the efficiency of the financial performance of commercial banks in Algeria.