المحددات المفسرة للتوجه نحو استخدام أنظمة الدفع الإلكتروني خلال جائحة كوفيد 19

الملخص EN

The study aims to discover the factors influencing consumers' attitude towards electronic payment.

literature indicates that factors such as benefits, trust, self-efficacy, ease of use, and security influence consumers’ attitude towards e-payment.

the study sample was citizens who had electronic payment cards, the questionnaire was used as a study tool.

in total, 240 responses were received and valid for statistical analysis.

linear regression results reveal that benefits, trust, self-efficacy, ease of use, and security do not have significant effects on consumers' attitude of electronic payment.

thus, the results obtained require further investigation.