ترشيد سلوك الإنفاق العائلي من المنظور الديني و الاقتصادي لضبط ميزانية الأسرة، و مراعاة التوازن بين الدخل و الاستهلاك و سلك سبيل الادخار

الملخص EN

This study aims to demonstrate the importance of rationalization of family spending behavior on the religious, economic, and social side by identifying ways and mechanisms that help the family to control its budget in terms of public incomes and consumer expenditures in order to provide means of saving as much as possible.

The points of this study were an application to research hypothesis on different samples of families in the Ghardaia region, which has a unique nature in terms of living in the context of following spending behavior in accordance with the regulations and the Islamic sharia from the perspective of the Islamic economy.

Through the above and this reform aspect of the family's financial system, we have reached some results, the most important of which are: Spending in Islamic law is based on the principle of mediation and moderation between extravagance and parsimony in order to avoid distress and debt.

Rationalization of spending behavior is also one of the most important ways to maintain family entity, balance its direction and consumer pattern, and counter financial volatility and crises.

The financial ple asure of saving is shown in the long run, so that the positive effects appear after a long time, which is beneficial in the.

rationalization of controlled expenditures