انفتاح البنوك التقليدية على شبابيك الصيرفة الإسلامية: قراءة في أحكام النظام رقم 20-02 المؤرخ في 15 مارس 2020

الملخص EN

18-02 is established for a new era in the Islamic banking, in which the traditional banks become able to open windows offering services and banking products that consider the Sharia principles, providing certain procedures.

This approach is confirmed through the system N°.

20-02.

This latter shows a bigger desire at the monetary and political authorities in activating this choice, especially through the accuracy in the used terminology, and the total organized provisions for this activity including the license, and the products that can be be offered, and mechanisms of Sharia supervision which subject by Islamic banking windows.

Despite the importance of these provisions, the system N°.

20-02 remains marred by some mystery which requires more intervention.

Certainly, practice will highlight the advantages of this approach, and the extent of its ability to continuation, competition, development and at the same time unveiling more shortcomings that require recantation.