دور صناعة التكنولوجيا المالية في تعزيز الشمول المالي في الدول العربية

الملخص EN

All countries aim to keep up the development in the financial aspect.

hence, Arab countries make efforts to merge the different segments of society, particularly, the marginalized groups in the financial system.

this study aims to analyze the reality of financial inclusion in the Arab countries and its contribution to enhancing financial technology and clarify the main experiences of Arab countries, challenges, and the most national initiatives.

findings show the ineffectiveness of financial technology mechanisms in enhancing financial inclusion in Arab countries.

yet, these countries still have low levels in both financial technology and financial inclusion.