A comparative analysis of financial performance of Islamic banks vis-à-vis conventional banks : evidence from Pakistan
المؤلفون المشاركون
Majid, Muhammad Tariq
Zaynab, Ubaydah
المصدر
ISRA International Journal of Islamic Finance
العدد
المجلد 13، العدد 3 (31 ديسمبر/كانون الأول 2021)، ص ص. 331-346، 16ص.
الناشر
الأكاديمية العالمية للبحوث الشرعية
تاريخ النشر
2021-12-31
دولة النشر
ماليزيا
عدد الصفحات
16
التخصصات الرئيسية
الملخص EN
Purpose-In recent years, the fast growth of Islamic banks (IBs) has generated debates among policymakers and economists about the sustainability and performance of these institutions.
This paper aims to undertake a comparative analysis of the financial performance of IBs and conventional banks (CBs) in Pakistan over the period 2008–2019 to evaluate how IBs are faring compared to their conventional peers.
Design/methodology/approach-This paper considers Financial Ratio Analysis (FRA) to analyse and compare the performance of the top-10 IBs and CBs operating in Pakistan.
The sample includes five full-fledged IBs and five CBs which offer Islamic windows in Pakistan.
The top-five performing CBs offering Islamic windows have been selected in this study.
Findings-The results show that IBs are better capitalized, less risky and have higher liquidity as compared to CBs.
In contrast, the profits of IBs are found to be lower than those of CBs.
Research limitations/implications-The study has provided an analysis of financial performance only for Pakistan.
A cross-country analysis could be more representative of the performance of IBs.
Practical implications-The study infers that the size of the Islamic banking industry in Pakistan should be enhanced by opening new branches and promoting Islamic financial literacy.
Originality/value-The study assists investors, creditors, debtors and managers in making better decisions.
It also provides the latest valuable information to regulators and policymakers that can be used to make rules and policies for the finance industry in Pakistan.
نمط استشهاد جمعية علماء النفس الأمريكية (APA)
Majid, Muhammad Tariq& Zaynab, Ubaydah. 2021. A comparative analysis of financial performance of Islamic banks vis-à-vis conventional banks : evidence from Pakistan. ISRA International Journal of Islamic Finance،Vol. 13, no. 3, pp.331-346.
https://search.emarefa.net/detail/BIM-1429801
نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)
Majid, Muhammad Tariq& Zaynab, Ubaydah. A comparative analysis of financial performance of Islamic banks vis-à-vis conventional banks : evidence from Pakistan. ISRA International Journal of Islamic Finance Vol. 13, no. 3 (2021), pp.331-346.
https://search.emarefa.net/detail/BIM-1429801
نمط استشهاد الجمعية الطبية الأمريكية (AMA)
Majid, Muhammad Tariq& Zaynab, Ubaydah. A comparative analysis of financial performance of Islamic banks vis-à-vis conventional banks : evidence from Pakistan. ISRA International Journal of Islamic Finance. 2021. Vol. 13, no. 3, pp.331-346.
https://search.emarefa.net/detail/BIM-1429801
نوع البيانات
مقالات
لغة النص
الإنجليزية
الملاحظات
Includes bibliographical references : p. 343-346
رقم السجل
BIM-1429801
قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"
أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي
تقوم هذه الخدمة بالتحقق من التشابه أو الانتحال في الأبحاث والمقالات العلمية والأطروحات الجامعية والكتب والأبحاث باللغة العربية، وتحديد درجة التشابه أو أصالة الأعمال البحثية وحماية ملكيتها الفكرية. تعرف اكثر