التخطيط المالي و دوره في خفض مخاطر الائتمان المصرفي : دراسة ميدانية على القطاع المصرفي في السودان في الفترة من 2020-2022 م

الملخص EN

The research aimed to identify credit risks and how to manage and hedge them, to identify the concept of financial planning and its importance and role in fending off bank credit risks, to come up with proposals and solutions that reduce and reduce bank credit risks so as not to affect the performance and effectiveness of the banking system and its role in the development of the country.

The importance of the research lies in the importance of financial planning and its role in reducing risks.

Research in this field is Still little, which prompted the researcher to write in this field and support the library with research.

In this research, the descriptive analytical approach and case study method are followed.

The research reached a number of results, including investment decisions in the bank taken by the senior management only.

The bank is interested in preparing feasibility Studies for its investment projects.

The bank depends on evaluating the collateral pledged at the current market price.