تمويل المؤسسات الصغيرة و المتوسطة بالقروض البنكية في ظل عدم تماثل المعلومات بينها و بين البنوك : دراسة حالة مجموعة من المؤسسات الصغيرة و المتوسطة في ولاية سطيف

الملخص EN

This study aims to highlight the role of bank loans in financing the insured in light of the asymmetry of information between them and the banks, a study of a group of institutions for the state of Setif.

where the budgets and the results calculation table for the institutions under study were obtained after going to the national center for the commercial registry.

in this study, we relied on the panel data method to test the relationship between the dependent variable represented in loans and financial debts and the independent variables, which are suppliers' loans, turnover and net result.

it also concluded that there is a positive relationship between the value of borrowing and the turnover, and that there is no inverse relationship between the value of borrowing and the loans of suppliers, and it has also concluded that there is an inverse relationship between the value of borrowing and the net result.