The reality and prospects of financial inclusion in the Arab countries, with reference to Algeria

الملخص EN

This study aims to analyze the financial inclusion situation in the Algerian banking system in light of the financial governance current level, and the reasons that hinder the financial literacy adoption that aims to achieve economic growth.

this study relied on the analytical approach in analyzing financial inclusion ratios in Algeria with the help of the global findex database.

this study concluded that the contribution of financial institutions in reinforcing the financial inclusion to a different segment of the society is weak and limited in the provision of high quality and low costing financial and banking services, which exclude the category of low incomes and non-incomes, which is considered the highest goal of financial inclusion, to achieve its purpose and raise with the economy.