The impact of off-balance sheet activities on banks performance: the case of Société General Algérie bank

الملخص EN

The growth of the bank's off-balance sheet activities led the specialists to view the banking activity as two types of activities: a visible regulatory activity and a hidden one.

the growth of these activities that do not appear in the bank's balance sheet is the result of banks seeking to use excessively the leverage achieved by such activities.

this study aims to analyze the impact of off-balance sheet operations on some of the bank's performance indicators, namely: total assets, net income, net interest margin, loans, and, equity, on Société general Algeria bank for the period 2004-2019.

the results show a significant positive relationship between off-balance sheet activities and the performance indicators included in the study..