The reality and challenges of modern payment methods in Algeria

الملخص EN

The process of digital transformation has become a necessity in many fields.

the financial sector occupies the largest share of this process because the financial market is linked to the global market and what this imposes when keeping pace with the latest technological developments in this sector.

the digital transformation has been accompanied by a major development in banking, leading to the emergence of modern methods of payment as models for electronic banking services in order to take the lead in providing better services to current and future customers.

this research aims to highlight the reality of modern (electronic) methods of payment in Algerian banks and the challenges they face.