تحديد العوامل المؤثرة على سلوك ادخار العائلات باستخدام التحليل العنقودي : دراسة حالة الجزائر العاصمة

الملخص EN

This study aims to present a methodology for the saving behaviour within Algiers' households, it depends on studying household saving behaviour and categorizing and arranging them into homogeneous clusters, based on the selected indicators.

the cluster analysis model is carried out using the SPSS statistical package for social sciences.

the data is compiled using a questionnaire on a random sample of 405 households.

through the obtained results, it is found that saving behaviour in Algiers is not solely determined by income, but on the basis of other acceptable and statistically explanatory variables, such as cultural groups, psychological factors, and banking culture.