واقع تعزيز الشمول المالي الرقمي في المنطقة العربية أثر تداعيات جائحة كورونا

الملخص EN

This paper aims to establish the theoretical parameters of digital financial inclusion, and research its reality through an in-depth analysis on a global scale, and then in the Arab region during the period (2011-2021), the study concluded that despite the efforts made, the levels of digital financial inclusion remain below the ambitions of the Arab region.

undoubtedly, they have made strides in digital financial services in the era of corona, but they are still far from developed countries, although they are considered a fertile ground for such an industry due to the region’s demographics, recognizing the importance of technology by their governments.

digital financial inclusion in the Arab region faces multiple challenges, and old regulations are the primary obstacle.

in addition to poor financial education and trust in digital financial services.