مساهمة التكنولوجيا المالية في تعزيز الشمول المالي الرقمي : دراسة تجربة دولة كينيا

الملخص EN

In light of the digital transformation, financial technology has become supporting and enhancing financial inclusion.

the widespread use of smart phones and information and communication technology has facilitated the use of digital financial services.

this study aims to shed light on the Kenyan experience in promoting financial inclusion by focusing on mobile phone service and its applications in banking and financial work, we relied the descriptive approach and the case study approach to study the Kenyan experience.

the researchers concluded that Kenya’s success in and its emergence as a center for financial technology in Africa has strengthened digital financial inclusion and expanded its scope, and this is due to the m-pesa mobile payment service, which has achieved great and rapid success since its inception, world bank data indicated the country's tendency towards deepening the spread of financial inclusion by providing infrastructure and financial education for its members.