Micro-takaful scheme for the protection of houses belonging to low-income groups in Malaysia
المؤلفون المشاركون
Laldin, Muhammad Akram
Fawzi, Nur Farah Nadiyah Muhammad
المصدر
ISRA International Journal of Islamic Finance
العدد
المجلد 14، العدد 3 (31 ديسمبر/كانون الأول 2022)، ص ص. 303-314، 12ص.
الناشر
الأكاديمية العالمية للبحوث الشرعية
تاريخ النشر
2022-12-31
دولة النشر
ماليزيا
عدد الصفحات
12
التخصصات الرئيسية
الملخص EN
Purpose – this study aims to assess the availability of micro-tak_aful (micro-islamic insurance) schemes for the protection of houses belonging to low-income groups in malaysia.
design/methodology/approach – the study is conducted via desk research and interview discussions with representatives from tak_aful operators and key stakeholders.
findings – findings of the study confirm the importance of micro-tak_aful as a scheme for the protection of lowincome groups.
micro-tak_aful schemes in Malaysia are, however, skewed towards the protection of health, life and family.
the study finds little industry interest in the provision of micro-tak_aful schemes for the protection of houses for low-income groups.
this represents another important area that tak_aful operators should take into consideration in their planning.
research limitations/implications – the paper will help the Majlis Agama Islam Negeri-Negeri (MAINs), the regulator, tak_aful operators and government agencies such as Jabatan Wakaf, Zakat dan Haji (JAWHAR) to generate awareness and promote the offering of micro-tak_aful schemes for the protection of houses belonging to low-income groups in Malaysia.
practical implications – in light of the limited availability of micro-tak_aful schemes for the protection of houses for low-income groups, this study argues that tak_aful operators should offer and promote them.
Social implications – the study is significant for fulfilling the need of low-income groups in Malaysia to protect their houses in the event of catastrophes so that they will not suffer significant losses.
rather, microtak_aful will assist them in improving their standard of living.
originality/value – this study promotes the idea that it is essential to facilitate the low-income groups with appropriate coverage made available to them; micro-tak_aful schemes in protecting their houses and home contents, should any defined calamities occur.
the outcomes are necessary for further development of microtak_aful models, specifically for the protection of properties.
the developed model shall be proposed for application in the malaysian tak_aful and housing industry to facilitate low-income groups to obtain protection for their household and home contents.
نمط استشهاد جمعية علماء النفس الأمريكية (APA)
Fawzi, Nur Farah Nadiyah Muhammad& Laldin, Muhammad Akram. 2022. Micro-takaful scheme for the protection of houses belonging to low-income groups in Malaysia. ISRA International Journal of Islamic Finance،Vol. 14, no. 3, pp.303-314.
https://search.emarefa.net/detail/BIM-1490690
نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)
Fawzi, Nur Farah Nadiyah Muhammad& Laldin, Muhammad Akram. Micro-takaful scheme for the protection of houses belonging to low-income groups in Malaysia. ISRA International Journal of Islamic Finance Vol. 14, no. 3 (2022), pp.303-314.
https://search.emarefa.net/detail/BIM-1490690
نمط استشهاد الجمعية الطبية الأمريكية (AMA)
Fawzi, Nur Farah Nadiyah Muhammad& Laldin, Muhammad Akram. Micro-takaful scheme for the protection of houses belonging to low-income groups in Malaysia. ISRA International Journal of Islamic Finance. 2022. Vol. 14, no. 3, pp.303-314.
https://search.emarefa.net/detail/BIM-1490690
نوع البيانات
مقالات
لغة النص
الإنجليزية
الملاحظات
Includes bibliographical references : p. 312-314
رقم السجل
BIM-1490690
قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"
أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي
تقوم هذه الخدمة بالتحقق من التشابه أو الانتحال في الأبحاث والمقالات العلمية والأطروحات الجامعية والكتب والأبحاث باللغة العربية، وتحديد درجة التشابه أو أصالة الأعمال البحثية وحماية ملكيتها الفكرية. تعرف اكثر