التكنولوجيا المالية كدعامة لتحقيق الشمول المالي في الجزائر: الواقع والآفاق

الملخص EN

This research paper sheds light on the concept of financial technology, its importance, and how banks and financial technology companies benefit from the existing cooperation between them to fulfill both parties interests.

we focused on the Algerian banking system during the period 2011-2017.

a descriptive analytical method is used and conduct to a set of conclusions; the most important of which is the weak levels of financial inclusion in Algeria, caused by the weak indicator of access and the weak use of financial and banking services.

to face this weakness the acceleration of the pace of financial innovation within the Algerian banking system is highly required.