تقييم النشاط الائتماني في مصرف الشرق الأوسط للمدة 2005-2019

الملخص EN

Bank credit is one of the most prominent and attractive investments for banks.

The current research aimed to identify the volume of bank credit for the Middle East Bank and analyze its indicators.

Therefore, the research attempts to analyze the reality of bank credit, evaluate its indicators, and show its impact on the Middle East Bank.

This research stems from a hypothesis that seeks to prove its validity or rejection, which is the lack of development of banking activity in the Middle East Investment Bank using financial indicators to assess credit activity in it, based on a time series of fifteen years (2005-2019).

The research used the analytical method, and reached a set of conclusions, most notably the existence of a discrepancy in the bank credit granted by the bank, the research sample clearly, especially before 2014, and the reason for this is that it was not affected by the financial crisis and the recession that hit the economy and the government’s need to expand by borrowing after that Date.

The most prominent recommendations were the need to work on investment in bank credit, which would absorb excess bank liquidity in a way that reduces its percentage with the Middle East Bank, as its excess bank liquidity does not result in any financial gains.